Waterfront - Primary on Main
Address
1170 Whiddon Avenue, CEDAR KEY, FL
Price
$ 240,000
Property Attributes
- MLS#GC539563
- TypeSingle Family
- Listing Status Active
- CountyLevy
- CityCEDAR KEY
- AreaCedar Key
- NeighborhoodSOUTH FOWLERWAY
- Zip32625
- StyleCottage
- Year Built1950
- Taxes$ 5011
- Price$ 240,000
- Bedrooms2
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage962
- Lot Size0.22 Acres
Data Source:
Stellar MLS
Property Description
This Cedar Key property presents a rare opportunity for buyers looking to rebuild or reimagine a coastal home in one of Florida’s most unique waterfront communities. Previously impacted by storm damage, the property is now positioned for potential repair or reconstruction under current FEMA and local guidelines. Based on guidance from local officials, rebuilding may be possible depending on the scope of work and overall project cost relative to the structure’s pre-storm value. This creates a unique opportunity for buyers to design and execute a project that fits within those parameters—whether restoring the existing footprint or creating a thoughtfully updated coastal retreat. The value calculation is based on the structure only (excluding land), giving buyers a clear framework to explore renovation or rebuilding options. Due to FEMA regulations and the 50% rule, buyers are encouraged to work with the City of Cedar Key, contractors, and design professionals to fully understand allowable improvements, elevation requirements, and permitting options. If you’ve been looking for a project with flexibility, upside, and the ability to create something truly your own, this is an opportunity worth exploring.
| High School |
|---|
| Cedar Key High School-LV High School |
| Price History | |
|---|---|
| 4/24/2026 | Listed $250,000 |
| 6/23/2026 | 4$240,000 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central,Electric,Propane |
| Cooling | Central Air,Mini-Split Unit(s) |
| Utilities | Electricity Connected,Sewer Connected,Water Connected |
| Possession | Close Of Escrow |
| Roof | Metal |
| Appliances | Dishwasher,Dryer,Range,Refrigerator,Washer |
| Zoning | R-1 |
| Patio/Porch Features | Front Porch,Screened |
| Architectural Style | Cottage |
| Construction Materials | Block,Concrete,HardiPlank Type,Stucco |
| Pets Allowed | Yes |
| Year Built | 1950 |
| View | City,Water |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Waterfront Features | Canal - Saltwater |
| County | Levy |
| New Construction | false |
| Property Type | Residential |
| Subdivision Name | SOUTH FOWLERWAY |
| Facing Direction | North |
| Garage Y/N | false |
| Other Structures | Storage,Workshop |
| Total Rooms | 7 |
| Full Baths | 2 |
| Status | Active |
| Directions | State Road 24, turn onto Whiddon Avenue travel until you see the real estate sign on your left! |
| High School | Cedar Key High School-LV |
| City | CEDAR KEY |
| Body of Water | GULF OF MEXICO |
| Senior Community Y/N | false |
| MLS Area | 32625 - Cedar Key |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 9583 |
| Carport Y/N | false |
| Listing Terms | Cash,Special Funding |
| Property Attached Y/N | false |
| Land Lease Y/N | false |
| Tax Annual Amount | 5011 |
| Property Condition | Completed |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Vacant |
| Tax Lot | 6 |
| Legal Description | 30-15-13 SOUTH FOWLERWAY BLK 10 LOT 6 & WEST 20 FT OF LOT 5 & EAST 10 FT OF LOT 7 OR BOOK 1640 PAGE 228 |
| Water View | Canal,Gulf/Ocean - Partial |
| Water Access Type | Canal - Saltwater |
| Minimum Lease | No Minimum |
| Water Access Y/N | true |
| Water View Y/N | true |
| Flood Zone Code | VE |
| In Law Suite YN | false |
| DockY/N | true |
Interior Features
| Interior Amenities | Ceiling Fan(s),Kitchen/Family Room Combo,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor |
|---|---|
| Flooring | Concrete |
| Furnished Y/N | Unfurnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Laundry Features | Inside,Laundry Closet |
| Total Bedrooms | 2 |
| LivingAreaSource | Public Records |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | Hurricane Shutters,Storage |
|---|---|
| Parking Features | Driveway,Off Street |
| Lot Features | Cleared,Flood Insurance Required,FloodZone,City Lot,Landscaped,Level |
| Water Source | Public |
| Lot Size Area | 9583 |
| Foundation Details | Slab,Stem Wall |
| Building Area Total | 1274 |
| Lot Size Acres | 0.22 |
| Road Surface Type | Paved,Asphalt |
| Private Pool | false |
| Waterfront Y/N | true |
| Road Frontage Type | Street Paved |
| Number of Lots | 1 |
| Road Responsibility | Public Maintained Road |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 32625
Price
Taxes
Year Built
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 20, 2026 3:17 AM UTC
Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.
Data Last Updated: September 20, 2026 3:47 AM UTC
© 2026 Florida Gulf Coast MLS (FGCMLS) Information deemed reliable, but not guaranteed. The IDX data relating to real estate for sale on this web site comes in part from the Florida Gulf Coast Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
