Price Reduction - Water Views
Address
2786 Harmonia Hammock Road, ST CLOUD, FL
Price
$ 459,999
Property Attributes
- MLS#S5154542
- TypeSingle Family
- Listing Status Active
- CountyOsceola
- CityST CLOUD
- AreaSt Cloud (Harmony)
- NeighborhoodVILLAGES AT HARMONY PH 1B
- Zip34773
- StyleSingle Family Residence
- Year Built2021
- Taxes$ 7359
- Price$ 459,999
- Bedrooms5
- Full Bathrooms3
- Half Bathrooms0
- Sqr Footage2626
- Lot Size0.31 Acres
Data Source:
Stellar MLS
Property Description
Welcome to 2786 Harmonia Hammock Road, a beautifully maintained 5 bedroom, 3 bathroom home located in the highly desirable Harmony West community. Situated on a premium conservation and pond view lot, this home offers peaceful views with no rear neighbors immediately behind, creating the perfect backdrop for everyday living. A covered front porch welcomes you inside, where you'll find a versatile formal living room or den just off the entry. The open concept floor plan features a spacious living room and a beautifully appointed kitchen with dark granite countertops, white cabinetry, stainless steel Whirlpool appliances, a large center island, and a walk in pantry, making it ideal for entertaining. A first floor bedroom and full bathroom provide the perfect setup for guests or multigenerational living, while additional storage includes a coat closet and under stair storage. Upstairs, the spacious primary suite features two walk in closets and an en suite bathroom with a large walk in shower. A generous loft provides additional living space, while three more bedrooms, a full bathroom, a dedicated laundry room with added cabinetry, and multiple linen closets complete the second floor. Step outside to enjoy the oversized backyard overlooking tranquil conservation and water views, offering endless possibilities for outdoor living. Residents of Harmony West enjoy exceptional resort style amenities, including a 5,000 square foot community pool with a sun shelf and splash pad, fitness center, clubhouse, playgrounds, and scenic walking trails. Conveniently located near schools, shopping, dining, and major roadways, this home combines modern comfort with one of Central Florida's fastest growing communities. Schedule your private showing today and experience everything this exceptional Harmony West home has to offer.
| Elementary School | Middle School | High School |
|---|---|---|
| Harmony Community School (K-5) Elementary School | Harmony Middle Middle School | Harmony High High School |
| Price History | |
|---|---|
| 7/31/2026 | Listed $464,999 |
| 9/9/2026 | 1$459,999 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Central,Electric |
| Cooling | Central Air |
| Utilities | BB/HS Internet Available,Cable Available,Electricity Connected,Public,Sewer Connected,Sprinkler Meter,Sprinkler Recycled,Street Lights,Water Connected |
| Roof | Shingle |
| Appliances | Dishwasher,Disposal,Microwave,Range,Refrigerator |
| Zoning | PUD |
| HOA Fee | 110 |
| Garage Spaces | 2 |
| Construction Materials | Block,Concrete,Stucco |
| Pets Allowed | Cats OK,Dogs OK |
| Year Built | 2021 |
| View | Water |
| Levels | Two |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Assoc Fee Paid Per | Quarterly |
| County | Osceola |
| New Construction | false |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | VILLAGES AT HARMONY PH 1B |
| Facing Direction | Southeast |
| Garage Y/N | true |
| Total Rooms | 3 |
| Full Baths | 3 |
| Status | Active |
| Directions | Turn left on to Botanic Blvd and drive 0.2 miles. Then take a slight left toward Harmonia Hammock Road and drive 250 ft. Take another slight left onto Harmonia Hammock Road and drive for 0.3 miles. The house will be on your left. |
| High School | Harmony High |
| City | ST CLOUD |
| Association Name | Association Solutions of Central Florida |
| Senior Community Y/N | false |
| MLS Area | 34773 - St Cloud (Harmony) |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 13504 |
| Carport Y/N | false |
| Listing Terms | Cash,Conventional,FHA,VA Loan |
| Elementary School | Harmony Community School (K-5) |
| Land Lease Y/N | false |
| Tax Annual Amount | 7359.42 |
| Middle/Junior High School | Harmony Middle |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Virtual Tour | https://www.zillow.com/view-imx/3a67705b-8b9e-4272-99bd-133b674fa24d?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Builder Name | DR Horton |
| Standard Status | Active |
| Occupancy Type | Owner |
| TaxOtherAnnualAssessmentAmount | 2087 |
| Tax Lot | 29 |
| Legal Description | VILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 29 |
| Water View | Pond |
| Minimum Lease | 8-12 Months |
| Water Access Y/N | false |
| Monthly HOA Amount | 36.67 |
| Water View Y/N | true |
| Flood Zone Code | X |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | Eating Space In Kitchen,Kitchen/Family Room Combo,Open Floorplan,PrimaryBedroom Upstairs,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s) |
|---|---|
| Flooring | Carpet,Tile |
| Furnished Y/N | Unfurnished |
| Total Stories | 2 |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Laundry Features | Laundry Room,Upper Level |
| Total Bedrooms | 5 |
| LivingAreaSource | Public Records |
| Total Baths | 3 |
Exterior Features
| Exterior Amenities | Sidewalk,Sliding Doors,Sprinkler Metered |
|---|---|
| Lot Features | Conservation Area,Corner Lot,Oversized Lot |
| Water Source | Public |
| Lot Size Area | 13504 |
| Foundation Details | Slab |
| Building Area Total | 3198 |
| Lot Size Acres | 0.31 |
| Road Surface Type | Concrete,Paved |
| Private Pool | false |
| Waterfront Y/N | false |
| Covered Spaces | 2 |
| Builder Model | Hayden |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 34773
Price
Taxes
Year Built
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All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 14, 2026 4:18 AM UTC
Copyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law.
Data Last Updated: September 14, 2026 5:11 AM UTC
© 2026 Florida Gulf Coast MLS (FGCMLS) Information deemed reliable, but not guaranteed. The IDX data relating to real estate for sale on this web site comes in part from the Florida Gulf Coast Multiple Listing Service. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
